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Pay for your pool over time with humm
Get your pool fixed before summer and spread the cost with humm, our finance partner. You apply with humm directly, and we handle the job exactly as we would for any other customer.
Finance is subject to humm's approval.
How it works
Five steps from quote to swimming
Tell us you'd like finance
Mention humm when you book your free inspection or accept your quote. Your Pool Condition Report gives you a fixed written price, so you know exactly how much you need before you apply.
Pay your 20% deposit
A 20% deposit (minimum $500) secures your start date. The deposit applies to every job, including jobs paid with finance.
Apply with humm
You apply with humm online or in the humm app. humm asks for your personal details, ID and income and expenses, and runs a credit check. humm makes the decision, not us.
We confirm with humm and book you in
Once you're approved, we confirm the balance with humm and lock in your start date. humm pays us the approved balance directly.
Swim, and repay humm
We resurface your pool and hand over your warranty paperwork. You repay humm on the schedule in your humm contract and manage your account in the humm app.
Before you apply
What humm will ask for
humm sets its own lending criteria. In general you will need:
- To be 18 or over and live in Australia
- Photo ID, such as a driver's licence or passport
- Details of your income and regular expenses
- A mobile number and email address for your humm account
humm runs a credit check as part of every application. Check humm's current requirements, fees and repayment options on the humm website before you apply.
Common questions
Finance questions, answered plainly
Is my job any different if I use finance?
No. You get the same inspection, the same Pool Condition Report, the same fibreglass system and the same written warranty as every other customer. The only difference is that humm pays the balance instead of you paying it directly.
Who provides the finance?
humm provides the finance and is your credit provider. Australian Pool Resurfacing does not lend money, arrange credit or give credit advice. Your agreement is with humm, and humm sets the approval, fees, repayment terms and credit checks.
Will applying affect my credit score?
humm runs a credit check when you apply, and it may appear on your credit report as an enquiry. Applying for several lots of credit in a short time can affect your credit score, so it makes sense to apply once you have your fixed price from us.
Why do I still need to pay a deposit?
The deposit secures your place in our schedule. It applies to every job, whether you pay the balance yourself or through humm.
What does finance cost?
Fees and repayment periods depend on the humm product and the amount you borrow. humm will show you the fees, repayments and terms before you agree to anything. Read your humm contract carefully and ask humm if anything is unclear.
Can I pay off my humm balance early?
Check your humm contract for early repayment terms, or ask humm directly. Your repayments are managed between you and humm.
What if I'm not approved?
Talk to us. We'll go through your options with you, such as a later start date while you save. humm can tell you why an application wasn't approved.
Who do I contact with questions?
Contact humm about your application, account and repayments. Contact us about your quote, start date and the work on your pool.
Ready to get started?
Book a free inspection and tell us you're interested in humm. We'll include your fixed price and the next steps for finance with your Pool Condition Report.
Finance is provided by humm, subject to humm's approval, terms and conditions. Fees, charges and credit checks apply and are set by humm. Australian Pool Resurfacing Pty Ltd is not a credit provider and does not give credit advice. Read humm's terms and the information humm gives you before you apply.
